This ontology extends the primary regulatory agencies ontology in FBC with additional regulators that are specific to the United States and augments certain U.S. financial services entities based on who regulates them. US Regulatory Agencies Ontology identifies the primary federal regulator for an institution has primary federal regulator an entry in the ABA IIN registry, a repository of financial institution characteristics collected by the ABA for those institutions to which they issue IINs ABA IIN registry entry an entry in the ABA RTN registry, a repository of financial institution characteristics collected by the ABA Registrar on behalf of the ABA ABA RTN registry entry an identifier issued to a depository institution by the FDIC on approval of that institution's application for insurance FDIC Certificate Number an entry in the FDIC institution directory, a repository of financial institution characteristics collected by the FDIC related to the institutions they insure FDIC registry entry a region of the US identifying the jurisdiction of a Federal Reserve Bank, numbered and named for the city in which that reserve bank is located Federal Reserve district a Federal Reserve district and member bank, with jurisdiction over a specific region of the US, named for the city in which the reserve bank is located Federal Reserve district bank an identifier associated with a Federal Reserve district Federal Reserve district identifier a Federal Reserve member bank Federal Reserve System (FRS) member bank a financial institution that is not a Federal Reserve member bank Federal Reserve System (FRS) non-member bank a commercial bank that is state-chartered and a member of the Federal Reserve System Federal Reserve System (FRS) state member bank a classifier of financial institutions as defined by the National Information Center (NIC) registry institution type a numbering system that allows a credit, debit, or other card to be identified as having been issued by a particular financial institution issuer identification number an entry in the the National Information Center (NIC) repository, a repository of financial data and institution characteristics collected by the Federal Reserve System National Information Center (NIC) registry entry the primary federal regulator for an institution as defined by the National Information Center (NIC) registry primary federal regulator a unique identifier assigned by the Federal Reserve to financial institutions Research, Statistics, Supervision and Regulation, and Discount and Credit identifier a unique nine digit identifier, used in the United States, to identify a banking or other financial institution to clear funds or process checks; the routing transit number, as it appears on a check, specifically denotes the banking institution that holds the account in which funds from the check are to be drawn. routing transit number individual representing the Delaware Department of Corporations business entity identifier for the ABA business entity identifier for the ABA individual representing the headquarters address for the ABA ABA headquarters address individual representing the American Bankers Association (ABA) Issuer Identification Number (IIN) registry, a repository of institution characteristics for those that have assigned IINs, managed by the ABA ABA IIN Registry individual representing the registered agent address for the ABA ABA legal address individual representing the American Bankers Association (ABA) Routing Transit Number (RTN) registry, a repository of institution characteristics for those that have assigned RTNs, managed by the ABA's designated registration authority (RA) ABA RTN Registry individual representing the Accuity legal entity that is a Delaware corporation and subsidiary of Reed Business Information Limited Accuity Inc. individual representing the Delaware Department of Corporations business entity identifier for Accuity Inc. business entity identifier for Accuity Inc. individual representing the American Bankers Association legal entity, which is a trade association whose membership comprises financial institutions of all sizes American Bankers Association individual representing the American Bankers Association (ABA) Registration Authority, which is a function of the ABA for registration of issuer identification numbers in the US American Bankers Association (ABA) Registration Authority (RA) individual representing the American Bankers Association (ABA) Routing Transit Number (RTN) Registration Authority, which is a delegated capability currently provided by Accuity American Bankers Association (ABA) RTN (Routing Transit Number) Registration Authority (RA) individual representing the regulatory agency, registration authority, and oversight role of the State of California's Department of Business Oversight California banking regulator individual representing the State of California, Secretary of State, registry of business entities California business entities registry individual representing the State of California, Secretary of State, Business Programs Division California Business Programs Division individual representing the regulatory agency and registration authority role of the State of California's Business Programs Division California business registrar individual representing the State of California, Secretary of State, service for the registration of business entities California business registration service individual representing the State of California's Department of Business Oversight California Department of Business Oversight individual representing the CFTC Industry Filings repository, a repository of organizational characteristics and financial data for Designated Contract Markets (DCM), Swap Execution Facilities (SEF), Derivatives Clearing Organizations (DCO), Swap Data Repositories (SDR), and Lists of Foreign Boards of Trade (FBOT) Registered with the Commission CFTC Industry Filings Repository individual representing the regulatory agency and registration authority role of the Commodity Futures Trading Commission (CFTC) commodities, futures and derivatives regulator individual representing the Commodity Futures Trading Commission (CFTC), an independent Federal agency whose mission is to foster open, transparent, competitive, and financially sound markets, to avoid systemic risk, and to protect the market users and their funds, consumers, and the public from fraud, manipulation, and abusive practices related to derivatives and other products that are subject to the Commodity Exchange Act Commodity Futures Trading Commission individual representing the Consumer Financial Protection Bureau (CFPB), an independent Federal agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives Consumer Financial Protection Bureau individual representing the regulatory agency and registration authority role of the Consumer Financial Protection Bureau (CFPB) consumer finance regulator individual representing the State of Delaware, Division of Corporations, registry of business entities Delaware business entities registry individual representing the State of Delaware, Division of Corporations, service for the registration of business entities Delaware business registration service individual representing the regulatory agency and registration authority role of the State of Delaware's Division of Corporations Delaware corporations regulator individual representing the State of Delaware's Division of Corporations Delaware Division of Corporations individual representing the EDGAR repository, a repository of financial information about securities and their issuers, including but not limited to corporate quarterly and annual filings, collected by the SEC EDGAR Repository individual representing the Farm Credit Administration (FCA), an independent Federal agency that regulates and examines the banks, associations, and related entities of the Farm Credit System (FCS), including the Federal Agricultural Mortgage Corporation (Farmer Mac) Farm Credit Administration individual representing the regulatory agency and registration authority role of the Farm Credit Administration (FCA) farm credit regulator individual representing the Delaware Department of Corporations business entity identifier for the FDIC business entity identifier for the FDIC individual representing the Federal Deposit Insurance Corporation's (FDIC) institution directory, a repository of financial data and institution characteristics for covered institutions collected by the FDIC FDIC Institution Directory individual representing the Federal Deposit Insurance Corporation (FDIC), which preserves and promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions for at least $250,000; by identifying, monitoring and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails. Federal Deposit Insurance Corporation individual representing the individual representing the regulatory agency and registration authority role of the Federal Deposit Insurance Corporation (FDIC) federal deposit insurer and regulator individual representing the FFIEC, a formal interagency body empowered to prescribe uniform principles, standards, and report forms for the federal examination of financial institutions by the Board of Governors of the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration (NCUA), the Office of the Comptroller of the Currency (OCC), and the Consumer Financial Protection Bureau (CFPB), and to make recommendations to promote uniformity in the supervision of financial institutions Federal Financial Institutions Examination Council individual representing the regulatory agency and registration authority role of the Federal Financial Institutions Examination Council (FFIEC) federal financial institutions examination regulator individual representing the Federal Housing Finance Agency (FHFA), responsible for strengthening and securing the United States secondary mortgage markets by providing effective supervision, sound research, reliable data, and relevant policies Federal Housing Finance Agency individual representing the regulatory agency and registration authority role of the Federal Housing Finance Agency (FHFA) federal housing finance regulator individual representing Federal Reserve Bank of Boston, whose jurisdiction is the First District of the Federal Reserve Federal Reserve Bank of Boston individual representing the jurisdiction of the First District of the Federal Reserve, which covers the New England states of Maine, New Hampshire, Vermont, and Massachusetts Federal Reserve First District individual representing the identifier for the first district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Boston Federal Reserve first district identifier individual representing Federal Reserve Bank of New York, whose jurisdiction is the Second District of the Federal Reserve Federal Reserve Bank of New York individual representing the jurisdiction of the Second District of the Federal Reserve, which covers New York state, the 12 northern counties of New Jersey, Fairfield County in Connecticut, Puerto Rico and the U.S. Virgin Islands Federal Reserve Second District individual representing the identifier for the second district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of New York Federal Reserve second district identifier individual representing Federal Reserve Bank of Philadelphia, whose jurisdiction is the Third District of the Federal Reserve Federal Reserve Bank of Philadelphia individual representing the jurisdiction of the Third District of the Federal Reserve, which covers eastern Pennsylvania, southern New Jersey, and Delaware Federal Reserve Third District individual representing the identifier for the third district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Philadelphia Federal Reserve third district identifier individual representing Federal Reserve Bank of Cleveland, whose jurisdiction is the Fourth District of the Federal Reserve Federal Reserve Bank of Cleveland individual representing the jurisdiction of the Fourth District of the Federal Reserve, which covers Ohio, western Pennsylvania, the northern panhandle of West Virginia, and eastern Kentucky Federal Reserve Fourth District individual representing the identifier for the fourth district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Cleveland Federal Reserve fourth district identifier individual representing Federal Reserve Bank of Richmond, whose jurisdiction is the Fifth District of the Federal Reserve Federal Reserve Bank of Richmond individual representing the jurisdiction of the Fifth District of the Federal Reserve, which covers Maryland, North Carolina, South Carolina, Washington, D.C., and most of West Virginia Federal Reserve Fifth District individual representing the identifier for the fifth district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Richmond Federal Reserve fifth district identifier individual representing Federal Reserve Bank of Atlanta, whose jurisdiction is the Sixth District of the Federal Reserve Federal Reserve Bank of Atlanta individual representing the jurisdiction of the Sixth District of the Federal Reserve, which covers Alabama, Florida, and Georgia, and portions of Louisiana, Mississippi, and Tennessee Federal Reserve Sixth District individual representing the identifier for the sixth district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Atlanta Federal Reserve sixth district identifier individual representing Federal Reserve Bank of Chicago, whose jurisdiction is the Seventh District of the Federal Reserve Federal Reserve Bank of Chicago individual representing the jurisdiction of the Seventh District of the Federal Reserve, which covers all of Iowa and most of Illinois, Indiana, Michigan and Wisconsin Federal Reserve Seventh District individual representing the identifier for the seventh district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Chicago Federal Reserve seventh district identifier individual representing Federal Reserve Bank of St. Louis, whose jurisdiction is the Eighth District of the Federal Reserve Federal Reserve Bank of St. Louis individual representing the jurisdiction of the Eighth District of the Federal Reserve, which covers all of Arkansas, eastern Missouri, western Kentucky, western Tennessee, southern Illinois, southern Indiana and northern Mississippi Federal Reserve Eighth District individual representing the identifier for the eighth district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of St. Louis Federal Reserve eighth district identifier individual representing Federal Reserve Bank of Minneapolis, whose jurisdiction is the Ninth District of the Federal Reserve Federal Reserve Bank of Minneapolis individual representing the jurisdiction of the Ninth District of the Federal Reserve, which covers Minnesota, Montana, North and South Dakota, 26 counties in northwestern Wisconsin and the Upper Peninsula of Michigan Federal Reserve Ninth District individual representing the identifier for the ninth district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Minneapolis Federal Reserve ninth district identifier individual representing Federal Reserve Bank of Kansas City, whose jurisdiction is the Tenth District of the Federal Reserve Federal Reserve Bank of Kansas City individual representing the jurisdiction of the Tenth District of the Federal Reserve, which covers western Missouri, Nebraska, Kansas, Oklahoma, Wyoming, Colorado and northern New Mexico Federal Reserve Tenth District individual representing the identifier for the tenth district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Kansas City Federal Reserve tenth district identifier individual representing Federal Reserve Bank of Dallas, whose jurisdiction is the Eleventh District of the Federal Reserve Federal Reserve Bank of Dallas individual representing the jurisdiction of the Eleventh District of the Federal Reserve, which covers Texas, northern Louisiana and southern New Mexico Federal Reserve Eleventh District individual representing the identifier for the eleventh district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Dallas Federal Reserve eleventh district identifier individual representing Federal Reserve Bank of San Francisco, whose jurisdiction is the Twelfth District of the Federal Reserve Federal Reserve Bank of San Francisco individual representing the jurisdiction of the Twelfth District of the Federal Reserve, which covers Arizona, California, Idaho, Nevada, Oregon, Utah, and Washington, as well as Alaska, Hawaii, American Samoa, Guam, and the Commonwealth of the Northern Mariana Islands Federal Reserve Twelfth District individual representing the identifier for the twelfth district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of San Francisco Federal Reserve twelfth district identifier individual representing the Federal Reserve Board (FRB) Federal Reserve Board individual representing the regulatory agency and registration authority role of the Federal Reserve System Federal Reserve Board as functional entity individual representing the regulatory agency and registration authority role of the Federal Reserve System Federal Reserve regulatory agency and central bank individual representing the central banking system of the U.S., comprised of the Federal Reserve Board, the 12 Federal Reserve Banks, the Federal Open Market Committee, and the national and state member banks Federal Reserve System individual representing the Financial Stability Oversight Council (FSOC), which provides comprehensive monitoring of the stability of our nation's financial system, as established under the Dodd-Frank Wall Street Reform and Consumer Protection Act Financial Stability Oversight Council individual representing the regulatory agency role of the Federal Stability Oversight Council (FSOC) federal stability monitor and regulator individual representing the largest non-governmental regulator of securities firms in the United States, namely, the Financial Industry Regulatory Authority (FINRA) Financial Industry Regulatory Authority individual representing the regulatory agency and self-regulatory organizational role of the Financial Industry Regulatory Authority (FINRA) financial industry regulator individual representing the regulatory agency and registration authority role of the Office of the Comptroller of the Currency (OCC) national banking regulator individual representing the National Credit Union Administration (NCUA), the independent federal agency that regulates, charters and supervises federal credit unions National Credit Union Administration individual representing the regulatory agency and registration authority role of the National Credit Union Administration (NCUA) national credit union insurer and regulator individual representing the National Information Center (NIC) repository, a repository of financial data and institution characteristics collected by the Federal Reserve System National Information Center (NIC) Repository individual representing the OCC, which charters, regulates, and supervises all national banks and federal savings associations as well as federal branches and agencies of foreign banks. The OCC is an independent bureau of the U.S. Department of the Treasury. Office of the Comptroller of the Currency individual representing the OTS, which is a part of the OCC, responsible for chartering, regulating, and supervising all federal savings associations Office of Thrift Supervision individual representing the SEC, an independent commission established by the Securities Act of 1933 and Securities Exchange Act of 1934 whose mission is to protect investors, maintain fair, orderly, and efficient markets, and facilitate capital formation Securities and Exchange Commission individual representing the regulatory agency and registration authority role of the Securities and Exchange Commission (SEC) securities and exchange regulator individual representing the regulatory agency and registration authority role of the Office of Thrift Supervision (OTS) thrift regulator individual representing the Federal Financial Institutions Examination Council (FFIEC)'s Uniform Bank Performance Report (UBPR) Repository, a repository of institution characteristics and analytical tool created for bank supervisory, examination, and management purposes Uniform Bank Performance Report (UBPR) Repository individual representing the U.S. Department of the Treasury, the executive agency responsible for promoting economic prosperity and ensuring the financial security of the United States U.S. Department of the Treasury 1 1 1 1 1 1 1 Copyright (c) 2015-2016 EDM Council, Inc. Copyright (c) 2015-2016 Object Management Group, Inc. http://www.omg.org/techprocess/ab/SpecificationMetadata/MITLicense USRegulatoryAgencies.rdf fibo-fbc-fct-usjrga This ontology extends the primary regulatory agencies ontology in FBC with additional regulators that are specific to the United States and augments certain U.S. financial services entities based on who regulates them. The http://www.omg.org/spec/EDMC-FIBO/FBC/20150801/FunctionalEntities/USJurisdiction/USRegulatoryAgencies.rdf version of this ontology was modified per the issue resolutions identified in the FIBO FBC 1.0 FTF report. http://www.omg.org/spec/LCC/ http://www.omg.org/spec/EDMC-FIBO/FND/ http://www.omg.org/spec/EDMC-FIBO/BE/ http://www.omg.org/spec/EDMC-FIBO/FBC/ProductsAndServices/FinancialProductsAndServices/ http://www.omg.org/spec/EDMC-FIBO/FBC/FunctionalEntities/BusinessRegistries/ http://www.omg.org/spec/EDMC-FIBO/FBC/FunctionalEntities/FinancialServicesEntities/ http://www.omg.org/spec/EDMC-FIBO/FBC/FunctionalEntities/RegistrationAuthorities/ http://www.omg.org/spec/EDMC-FIBO/FBC/FunctionalEntities/RegulatoryAgencies/ http://www.omg.org/spec/EDMC-FIBO/FBC/FunctionalEntities/NorthAmericanEntities/USFinancialServicesEntities/ http://www.omg.org/spec/ODM/ http://www.w3.org/standards/techs/owl#w3c_all identifies the primary federal regulator for an institution an entry in the ABA IIN registry, a repository of financial institution characteristics collected by the ABA for those institutions to which they issue IINs an entry in the ABA RTN registry, a repository of financial institution characteristics collected by the ABA Registrar on behalf of the ABA http://www.accuity.com/aba-registrar/ an identifier issued to a depository institution by the FDIC on approval of that institution's application for insurance http://www.fdic.gov/ an entry in the FDIC institution directory, a repository of financial institution characteristics collected by the FDIC related to the institutions they insure https://www2.fdic.gov/idasp/main.asp a region of the US identifying the jurisdiction of a Federal Reserve Bank, numbered and named for the city in which that reserve bank is located The Federal Reserve officially identifies Districts by number and Reserve Bank city. In the 12th District, the Seattle Branch serves Alaska, and the San Francisco Bank serves Hawaii. The System serves commonwealths and territories as follows: the New York Bank serves the Commonwealth of Puerto Rico and the U.S. Virgin Islands; the San Francisco Bank serves American Samoa, Guam, and the Commonwealth of the Northern Mariana Islands. The Board of Governors revised the branch boundaries of the System in February 1996. http://federalreserve.gov/otherfrb.htm a Federal Reserve district and member bank, with jurisdiction over a specific region of the US, named for the city in which the reserve bank is located http://federalreserve.gov/ an identifier associated with a Federal Reserve district a Federal Reserve member bank http://federalreserve.gov/ a financial institution that is not a Federal Reserve member bank http://federalreserve.gov/ a commercial bank that is state-chartered and a member of the Federal Reserve System http://www.ffiec.gov/nicpubweb/Content/HELP/Institution%20Type%20Description.htm a classifier of financial institutions as defined by the National Information Center (NIC) registry IIN a numbering system that allows a credit, debit, or other card to be identified as having been issued by a particular financial institution IINs are issued directly by the American Banker's Association (ABA) in the US. The ABA is the Registration Authority (RA) for ISO/IEC 7812, which defines the IIN, in other words. The issuer identification number (IIN) is a six digit number that is unique to a single card issuer. The number is only used to identify the card issuer, and is not used to identify a particular product, service, or region associated with the card issuer. http://www.investopedia.com/terms/i/issuer-identification-number-iin.asp an entry in the the National Information Center (NIC) repository, a repository of financial data and institution characteristics collected by the Federal Reserve System http://www.ffiec.gov/nicpubweb/nicweb/NicHome.aspx the primary federal regulator for an institution as defined by the National Information Center (NIC) registry http://www.ffiec.gov/nicpubweb/nicweb/NicHome.aspx RSSD ID a unique identifier assigned by the Federal Reserve to financial institutions https://cdr.ffiec.gov/CDR/Public/CDRHelp/FAQs1205.htm#FAQ16 RTN a unique nine digit identifier, used in the United States, to identify a banking or other financial institution to clear funds or process checks; the routing transit number, as it appears on a check, specifically denotes the banking institution that holds the account in which funds from the check are to be drawn. Routing transit numbers are issued by Accuity on behalf of the American Bankers Association (ABA). The ABA RTN was originally designed to facilitate the sorting, bundling, and shipment of paper checks back to the drawer's (check writer's) account. As new payment methods were developed (ACH and Wire), the system was expanded to accommodate these payment methods. The ABA RTN is necessary for the Federal Reserve Banks to process Fedwire funds transfers, and by the Automated Clearing House to process direct deposits, bill payments, and other such automated transfers. http://www.investopedia.com/terms/r/routing_transit_number.asp 3409652 individual representing the Delaware Department of Corporations business entity identifier for the ABA individual representing the headquarters address for the ABA 1120 Connecticut Avenue, N.W. Washington, D.C. 20036 individual representing the American Bankers Association (ABA) Issuer Identification Number (IIN) registry, a repository of institution characteristics for those that have assigned IINs, managed by the ABA individual representing the registered agent address for the ABA C/O Corporation Service Company 2711 Centerville Road, Suite 400 Wilmington 19808 individual representing the American Bankers Association (ABA) Routing Transit Number (RTN) registry, a repository of institution characteristics for those that have assigned RTNs, managed by the ABA's designated registration authority (RA) http://www.accuity.com/aba-registrar/ Accuity Inc. individual representing the Accuity legal entity that is a Delaware corporation and subsidiary of Reed Business Information Limited 4069925 individual representing the Delaware Department of Corporations business entity identifier for Accuity Inc. ABA American Bankers Association individual representing the American Bankers Association legal entity, which is a trade association whose membership comprises financial institutions of all sizes ABA Registrar individual representing the American Bankers Association (ABA) Registration Authority, which is a function of the ABA for registration of issuer identification numbers in the US http://www.investopedia.com/terms/i/issuer-identification-number-iin.asp ABA RTN Registrar individual representing the American Bankers Association (ABA) Routing Transit Number (RTN) Registration Authority, which is a delegated capability currently provided by Accuity http://www.accuity.com/aba-registrar/ individual representing the regulatory agency, registration authority, and oversight role of the State of California's Department of Business Oversight individual representing the State of California, Secretary of State, registry of business entities individual representing the State of California, Secretary of State, Business Programs Division individual representing the regulatory agency and registration authority role of the State of California's Business Programs Division individual representing the State of California, Secretary of State, service for the registration of business entities individual representing the State of California's Department of Business Oversight The Department of Business Oversight (DBO) protects consumers and oversees financial service providers and products. The DBO supervises the operations of state-licensed financial institutions, including banks, credit unions and money transmitters. Additionally, the DBO licenses and regulates a variety of financial service providers, including securities brokers and dealers, investment advisers, payday lenders and other consumer finance lenders. individual representing the CFTC Industry Filings repository, a repository of organizational characteristics and financial data for Designated Contract Markets (DCM), Swap Execution Facilities (SEF), Derivatives Clearing Organizations (DCO), Swap Data Repositories (SDR), and Lists of Foreign Boards of Trade (FBOT) Registered with the Commission http://www.cftc.gov/IndustryOversight/IndustryFilings/index.htm individual representing the regulatory agency and registration authority role of the Commodity Futures Trading Commission (CFTC) http://www.cftc.gov/About/MissionResponsibilities/index.htm CFTC individual representing the Commodity Futures Trading Commission (CFTC), an independent Federal agency whose mission is to foster open, transparent, competitive, and financially sound markets, to avoid systemic risk, and to protect the market users and their funds, consumers, and the public from fraud, manipulation, and abusive practices related to derivatives and other products that are subject to the Commodity Exchange Act http://www.cftc.gov/About/MissionResponsibilities/index.htm CFPB individual representing the Consumer Financial Protection Bureau (CFPB), an independent Federal agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives http://www.consumerfinance.gov/the-bureau/ individual representing the regulatory agency and registration authority role of the Consumer Financial Protection Bureau (CFPB) http://www.consumerfinance.gov/the-bureau/ individual representing the State of Delaware, Division of Corporations, registry of business entities individual representing the State of Delaware, Division of Corporations, service for the registration of business entities individual representing the regulatory agency and registration authority role of the State of Delaware's Division of Corporations individual representing the State of Delaware's Division of Corporations individual representing the EDGAR repository, a repository of financial information about securities and their issuers, including but not limited to corporate quarterly and annual filings, collected by the SEC EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system, performs automated collection, validation, indexing, acceptance, and forwarding of submissions by companies and others who are required by law to file forms with the U.S. Securities and Exchange Commission (SEC). Its primary purpose is to increase the efficiency and fairness of the securities market for the benefit of investors, corporations, and the economy by accelerating the receipt, acceptance, dissemination, and analysis of time-sensitive corporate information filed with the agency. http://www.sec.gov/edgar/aboutedgar.htm FCA individual representing the Farm Credit Administration (FCA), an independent Federal agency that regulates and examines the banks, associations, and related entities of the Farm Credit System (FCS), including the Federal Agricultural Mortgage Corporation (Farmer Mac) The FCS is the largest agricultural lender in the United States. It is a nationwide network of lending institutions that are owned by their borrowers. It serves all 50 States and Puerto Rico. http://fca.gov/about/fca_in_brief.html individual representing the regulatory agency and registration authority role of the Farm Credit Administration (FCA) http://fca.gov/about/fca_in_brief.html individual representing the Delaware Department of Corporations business entity identifier for the FDIC 1003818 individual representing the Federal Deposit Insurance Corporation's (FDIC) institution directory, a repository of financial data and institution characteristics for covered institutions collected by the FDIC https://www2.fdic.gov/idasp/index.asp FDIC individual representing the Federal Deposit Insurance Corporation (FDIC), which preserves and promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions for at least $250,000; by identifying, monitoring and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails. An independent agency of the federal government, the FDIC was created in 1933 in response to the thousands of bank failures that occurred in the 1920s and early 1930s. Since the start of FDIC insurance on January 1, 1934, no depositor has lost a single cent of insured funds as a result of a failure. https://www.fdic.gov/about/learn/symbol/ individual representing the individual representing the regulatory agency and registration authority role of the Federal Deposit Insurance Corporation (FDIC) FFIEC individual representing the FFIEC, a formal interagency body empowered to prescribe uniform principles, standards, and report forms for the federal examination of financial institutions by the Board of Governors of the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration (NCUA), the Office of the Comptroller of the Currency (OCC), and the Consumer Financial Protection Bureau (CFPB), and to make recommendations to promote uniformity in the supervision of financial institutions The Federal Financial Institutions Examination Council (FFIEC) was established on March 10, 1979, pursuant to title X of the Financial Institutions Regulatory and Interest Rate Control Act of 1978 (FIRA), Public Law 95-630. In 1989, title XI of the Financial Institutions Reform, Recovery and Enforcement Act of 1989 (FIRREA) established The Appraisal Subcommittee (ASC) within the Examination Council. http://www.ffiec.gov/about.htm individual representing the regulatory agency and registration authority role of the Federal Financial Institutions Examination Council (FFIEC) http://www.ffiec.gov/about.htm FHFA individual representing the Federal Housing Finance Agency (FHFA), responsible for strengthening and securing the United States secondary mortgage markets by providing effective supervision, sound research, reliable data, and relevant policies The FHFA is an independent regulatory agency responsible for the oversight of vital components of the secondary mortgage markets - the housing government sponsored enterprises of Fannie Mae, Freddie Mac and the Federal Home Loan Bank System. Combined these entities provide more than $5.5 trillion in funding for the U.S. mortgage markets and financial institutions. Additionally, FHFA is the conservator of Fannie Mae and Freddie Mac. http://www.fhfa.gov/AboutUs individual representing the regulatory agency and registration authority role of the Federal Housing Finance Agency (FHFA) http://www.fhfa.gov/AboutUs individual representing Federal Reserve Bank of Boston, whose jurisdiction is the First District of the Federal Reserve http://www.bostonfed.org/ individual representing the jurisdiction of the First District of the Federal Reserve, which covers the New England states of Maine, New Hampshire, Vermont, and Massachusetts http://federalreserve.gov/aboutthefed/directors/map-of-districts.htm individual representing the identifier for the first district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Boston First District of the Federal Reserve System 1 individual representing Federal Reserve Bank of New York, whose jurisdiction is the Second District of the Federal Reserve http://www.newyorkfed.org/ individual representing the jurisdiction of the Second District of the Federal Reserve, which covers New York state, the 12 northern counties of New Jersey, Fairfield County in Connecticut, Puerto Rico and the U.S. Virgin Islands http://www.newyorkfed.org/aboutthefed/whatwedo.html individual representing the identifier for the second district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of New York Second District of the Federal Reserve System 2 individual representing Federal Reserve Bank of Philadelphia, whose jurisdiction is the Third District of the Federal Reserve https://www.philadelphiafed.org/ individual representing the jurisdiction of the Third District of the Federal Reserve, which covers eastern Pennsylvania, southern New Jersey, and Delaware https://www.philadelphiafed.org/about-the-fed/ individual representing the identifier for the third district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Philadelphia Third District of the Federal Reserve System 3 individual representing Federal Reserve Bank of Cleveland, whose jurisdiction is the Fourth District of the Federal Reserve https://www.clevelandfed.org/ individual representing the jurisdiction of the Fourth District of the Federal Reserve, which covers Ohio, western Pennsylvania, the northern panhandle of West Virginia, and eastern Kentucky https://www.clevelandfed.org/en/About%20Us/Who%20We%20Are.aspx individual representing the identifier for the fourth district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Cleveland Fourth District of the Federal Reserve System 4 individual representing Federal Reserve Bank of Richmond, whose jurisdiction is the Fifth District of the Federal Reserve https://www.richmondfed.org/ individual representing the jurisdiction of the Fifth District of the Federal Reserve, which covers Maryland, North Carolina, South Carolina, Washington, D.C., and most of West Virginia https://www.richmondfed.org/about_us/history/overview individual representing the identifier for the fifth district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Richmond Fifth District of the Federal Reserve System 5 individual representing Federal Reserve Bank of Atlanta, whose jurisdiction is the Sixth District of the Federal Reserve https://www.frbatlanta.org/ individual representing the jurisdiction of the Sixth District of the Federal Reserve, which covers Alabama, Florida, and Georgia, and portions of Louisiana, Mississippi, and Tennessee https://www.frbatlanta.org/about/atlantafed.aspx individual representing the identifier for the sixth district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Atlanta Sixth District of the Federal Reserve System 6 individual representing Federal Reserve Bank of Chicago, whose jurisdiction is the Seventh District of the Federal Reserve https://www.chicagofed.org/ individual representing the jurisdiction of the Seventh District of the Federal Reserve, which covers all of Iowa and most of Illinois, Indiana, Michigan and Wisconsin https://www.chicagofed.org/utilities/about-us/index individual representing the identifier for the seventh district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Chicago Seventh District of the Federal Reserve System 7 individual representing Federal Reserve Bank of St. Louis, whose jurisdiction is the Eighth District of the Federal Reserve https://www.stlouisfed.org/ individual representing the jurisdiction of the Eighth District of the Federal Reserve, which covers all of Arkansas, eastern Missouri, western Kentucky, western Tennessee, southern Illinois, southern Indiana and northern Mississippi https://www.stlouisfed.org/about-us/resources/fed-backgrounder individual representing the identifier for the eighth district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of St. Louis Eighth District of the Federal Reserve System 8 individual representing Federal Reserve Bank of Minneapolis, whose jurisdiction is the Ninth District of the Federal Reserve https://www.minneapolisfed.org/ individual representing the jurisdiction of the Ninth District of the Federal Reserve, which covers Minnesota, Montana, North and South Dakota, 26 counties in northwestern Wisconsin and the Upper Peninsula of Michigan https://www.minneapolisfed.org/ individual representing the identifier for the ninth district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Minneapolis Ninth District of the Federal Reserve System 9 individual representing Federal Reserve Bank of Kansas City, whose jurisdiction is the Tenth District of the Federal Reserve https://www.kansascityfed.org/ individual representing the jurisdiction of the Tenth District of the Federal Reserve, which covers western Missouri, Nebraska, Kansas, Oklahoma, Wyoming, Colorado and northern New Mexico https://www.kansascityfed.org/aboutus/kcfedinformation individual representing the identifier for the tenth district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Kansas City Tenth District of the Federal Reserve System 10 individual representing Federal Reserve Bank of Dallas, whose jurisdiction is the Eleventh District of the Federal Reserve http://www.dallasfed.org/ individual representing the jurisdiction of the Eleventh District of the Federal Reserve, which covers Texas, northern Louisiana and southern New Mexico http://www.dallasfed.org/fed/index.cfm individual representing the identifier for the eleventh district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of Dallas Eleventh District of the Federal Reserve System 11 individual representing Federal Reserve Bank of San Francisco, whose jurisdiction is the Twelfth District of the Federal Reserve http://www.frbsf.org/ individual representing the jurisdiction of the Twelfth District of the Federal Reserve, which covers Arizona, California, Idaho, Nevada, Oregon, Utah, and Washington, as well as Alaska, Hawaii, American Samoa, Guam, and the Commonwealth of the Northern Mariana Islands http://www.frbsf.org/our-district/about/our-history/ individual representing the identifier for the twelfth district of the Federal Reserve, which represents the district governed by the Federal Reserve Bank of San Francisco Twelfth District of the Federal Reserve System 12 Federal Reserve Board of Governors FRB individual representing the Federal Reserve Board (FRB) The members of the Board of Governors are nominated by the President of the United States and confirmed by the U.S. Senate. By law, the appointments must yield a 'fair representation of the financial, agricultural, industrial, and commercial interests and geographical divisions of the country,' and no two Governors may come from the same Federal Reserve District. The full term of a Governor is 14 years; appointments are staggered so that one term expires on January 31 of each even-numbered year. A Governor who has served a full term may not be reappointed, but a Governor who was appointed to complete the balance of an unexpired term may be reappointed to a full 14-year term. Once appointed, Governors may not be removed from office for their policy views. The lengthy terms and staggered appointments are intended to contribute to the insulation of the Board--and the Federal Reserve System as a whole--from day-to-day political pressures to which it might otherwise be subject. In addition to serving as members of the Board, the Chairman and Vice Chairman of the Board serve terms of four years, and they may be reappointed to those roles and serve until their terms as Governors expire. The Chairman serves as public spokesperson and representative of the Board and manager of the Board's staff. The Chairman also presides at Board meetings. Affirming the apolitical nature of the Board, recent Presidents of both major political parties have selected the same person as Board Chairman. http://www.federalreserve.gov/faqs/about_12591.htm individual representing the regulatory agency and registration authority role of the Federal Reserve System http://www.federalreserve.gov/faqs/about_12591.htm individual representing the regulatory agency and registration authority role of the Federal Reserve System http://www.investorwords.com/1914/Federal_Reserve_System.html FRS Federal Reserve Fed individual representing the central banking system of the U.S., comprised of the Federal Reserve Board, the 12 Federal Reserve Banks, the Federal Open Market Committee, and the national and state member banks The Federal Reserve, the central bank of the United States, provides the nation with a safe, flexible, and stable monetary and financial system. http://www.investorwords.com/1914/Federal_Reserve_System.html FSOC individual representing the Financial Stability Oversight Council (FSOC), which provides comprehensive monitoring of the stability of our nation's financial system, as established under the Dodd-Frank Wall Street Reform and Consumer Protection Act The Council is charged with identifying risks to the financial stability of the United States; promoting market discipline; and responding to emerging risks to the stability of the United States' financial system. The Council consists of 10 voting members and 5 nonvoting members and brings together the expertise of federal financial regulators, state regulators, and an independent insurance expert appointed by the President. http://www.treasury.gov/initiatives/fsoc/Pages/home.aspx individual representing the regulatory agency role of the Federal Stability Oversight Council (FSOC) http://www.treasury.gov/initiatives/fsoc/Pages/home.aspx FINRA individual representing the largest non-governmental regulator of securities firms in the United States, namely, the Financial Industry Regulatory Authority (FINRA) Barron's Dictionary of Business and Economics Terms, Fifth Edition, 2012 http://www.finra.org/about/what-we-do individual representing the regulatory agency and self-regulatory organizational role of the Financial Industry Regulatory Authority (FINRA) Barron's Dictionary of Business and Economics Terms, Fifth Edition, 2012 http://www.finra.org/about/what-we-do individual representing the regulatory agency and registration authority role of the Office of the Comptroller of the Currency (OCC) http://www.occ.gov/about/what-we-do/mission/index-about.html NCUA individual representing the National Credit Union Administration (NCUA), the independent federal agency that regulates, charters and supervises federal credit unions An independent agency of the federal government, the NCUA operates and manages the National Credit Union Share Insurance Fund (NCUSIF), insuring the deposits of more than 98 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. http://www.ncua.gov/about/Pages/default.aspx individual representing the regulatory agency and registration authority role of the National Credit Union Administration (NCUA) http://www.ncua.gov/about/Pages/default.aspx individual representing the National Information Center (NIC) repository, a repository of financial data and institution characteristics collected by the Federal Reserve System The National Information Center (NIC)repository provides comprehensive information on banks and other institutions for which the Federal Reserve has a supervisory, regulatory, or research interest including both domestic and foreign banking organizations operating in the U.S. http://www.ffiec.gov/nicpubweb/nicweb/NicHome.aspx OCC individual representing the OCC, which charters, regulates, and supervises all national banks and federal savings associations as well as federal branches and agencies of foreign banks. The OCC is an independent bureau of the U.S. Department of the Treasury. The mission of the OCC is to ensure that national banks and federal savings associations operate in a safe and sound manner, provide fair access to financial services, treat customers fairly, and comply with applicable laws and regulations. http://www.occ.gov/about/what-we-do/mission/index-about.html OTS individual representing the OTS, which is a part of the OCC, responsible for chartering, regulating, and supervising all federal savings associations http://www.occ.gov/about/what-we-do/mission/index-about.html SEC individual representing the SEC, an independent commission established by the Securities Act of 1933 and Securities Exchange Act of 1934 whose mission is to protect investors, maintain fair, orderly, and efficient markets, and facilitate capital formation The SEC oversees the key participants in the securities world, including securities exchanges, securities brokers and dealers, investment advisors, and mutual funds. Here the SEC is concerned primarily with promoting the disclosure of important market-related information, maintaining fair dealing, and protecting against fraud. Crucial to the SEC's effectiveness in each of these areas is its enforcement authority. Each year the SEC brings hundreds of civil enforcement actions against individuals and companies for violation of the securities laws. Typical infractions include insider trading, accounting fraud, and providing false or misleading information about securities and the companies that issue them. One of the major sources of information on which the SEC relies to bring enforcement action is investors themselves - another reason that educated and careful investors are so critical to the functioning of efficient markets. To help support investor education, the SEC offers the public a wealth of educational information on this Internet website, which also includes the EDGAR database of disclosure documents that public companies are required to file with the Commission. Though it is the primary overseer and regulator of the U.S. securities markets, the SEC works closely with many other institutions, including Congress, other federal departments and agencies, the self-regulatory organizations (e.g. the stock exchanges), state securities regulators, and various private sector organizations. In particular, the Chairman of the SEC, together with the Chairman of the Federal Reserve, the Secretary of the Treasury, and the Chairman of the Commodity Futures Trading Commission, serves as a member of the President's Working Group on Financial Markets. http://www.sec.gov/about/whatwedo.shtml individual representing the regulatory agency and registration authority role of the Securities and Exchange Commission (SEC) http://www.sec.gov/about/whatwedo.shtml individual representing the regulatory agency and registration authority role of the Office of Thrift Supervision (OTS) http://www.occ.gov/about/what-we-do/mission/index-about.html individual representing the Federal Financial Institutions Examination Council (FFIEC)'s Uniform Bank Performance Report (UBPR) Repository, a repository of institution characteristics and analytical tool created for bank supervisory, examination, and management purposes In a concise format, it shows the impact of management decisions and economic conditions on a bank's performance and balance-sheet composition. The performance and composition data contained in the report can be used as an aid in evaluating the adequacy of earnings, liquidity, capital, asset and liability management, and growth management. Bankers and examiners alike can use this report to further their understanding of a bank's financial condition, and through such understanding, perform their duties more effectively. Treasury Department individual representing the U.S. Department of the Treasury, the executive agency responsible for promoting economic prosperity and ensuring the financial security of the United States The Department is responsible for a wide range of activities such as advising the President on economic and financial issues, encouraging sustainable economic growth, and fostering improved governance in financial institutions. The Department of the Treasury operates and maintains systems that are critical to the nation's financial infrastructure, such as the production of coin and currency, the disbursement of payments to the American public, revenue collection, and the borrowing of funds necessary to run the federal government. The Department works with other federal agencies, foreign governments, and international financial institutions to encourage global economic growth, raise standards of living, and to the extent possible, predict and prevent economic and financial crises. The Treasury Department also performs a critical and far-reaching role in enhancing national security by implementing economic sanctions against foreign threats to the U.S., identifying and targeting the financial support networks of national security threats, and improving the safeguards of our financial systems. http://www.treasury.gov/about/role-of-treasury/Pages/default.aspx